In-store solutions

Leave your customers with a positive impression of your business by offering a checkout process that’s fast and convenient. Santander® Merchant Services in-store solutions provided by First Data will help keep the checkout line and your business moving forward.

Credit Card Acceptance

Accepting credit cards can help you improve cash flow and increase sales. We process more than 23 billion transactions a year with all major credit cards, including VISA®, MasterCard®, American Express®, Discover®, Diners Club®, JCB® and Fleet Card vendors. Let us put our experience to work for you to make your credit card transactions easy and secure.

  • Uptime of 99.99% and approvals in 1.9 seconds or less
  • Compliance with all applicable card industry standards
  • Potential for next business-day funding*
  • Flexible product and pricing options for your specific needs
  • Automatic electronic deposits to your merchant account
  • Risk management programs to minimize fraud losses
  • Online reporting to manage all of your transactions

Products you’ll need

  • POS system or POS terminal
  • Signature capture

*Transactions need to be batched and sent to First Data by 11:00 PM ET for funds to be available in a Santander Business checking account after 3:00 PM ET the following business day. Weekends and holidays will cause a delay to the next business day. The online account balances may not reflect the funds until the second business day, since online information is updated only once per business day, after midnight ET.

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © 2018 Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are registered trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners. Santander Bank, N.A. is not affiliated with FDMS or any of its affiliates. First Data, its logo and Clover are trademarks of First Data Corporation.

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