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Payment Types

From plastics to checks.

By partnering with Associated Merchant Services (AMS), you'll have access to some of the most flexible payment acceptance options in the industry. In addition to our state-of-the-art hardware and technology, you can take advantage of our competitive rates, transaction security, flexible billing, timely and accurate reporting options, and a variety of connectivity options, such as wireline, wireless and IP.

Credit Cards

Quickly and easily accept credit cards from all major carriers at the point of sale.

  • Uptime of 99.99% and approvals in 1.9 seconds or less
  • Automatic electronic deposits to your merchant checking account
  • Risk management programs to minimize fraud losses

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Debit Cards

Provide customers with a quick and secure way to pay—even offer cash back.

  • Uptime of 99.99% and approvals in 1.9 seconds or less
  • Seamless integration into third-party software packages
  • Compliance with all card industry standards, including PIN entry device (PED)

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Accept more check payments with less risk and a higher level of protection.

  • Make fewer trips to the bank
  • Reduce bank fees and processing costs
  • Protect personal customer information

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Gift Cards

Drive traffic to your business, increase sales, and build brand awareness easily and affordably.

  • Real-time processing ensures accurate account balances
  • Convenient reporting options: online, via terminal or in-statement
  • Bundled packages include gift cards and merchandising material

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In-store solutions

Leave your customers with a positive impression of your business by offering a checkout process that’s fast and convenient. Santander® Merchant Services in-store solutions provided by First Data will help keep the checkout line and your business moving forward.

Santander Bank, N.A. is a Member FDIC and a wholly owned subsidiary of Banco Santander, S.A. © Santander Bank, N.A. All rights reserved. Santander, Santander Bank and the Flame Logo are registered trademarks of Banco Santander, S.A. or its subsidiaries in the United States or other countries. All other trademarks are the property of their respective owners. Santander Bank, N.A. is not affiliated with FDMS or any of its affiliates. First Data, its logo and Clover are trademarks of First Data Corporation.

Merchant services are provided by First Data Merchant Services, LLC. First Data Merchant Services, LLC is a registered ISO of Santander Bank, N.A., Boston, MA. Review First Data’s Legal Policy.

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